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Rates as of Wednesday, July 01, 2009

Rates displayed are prime rates available to qualified customers with a First Federal Checking Account. For more detailed information on these rates or for rates on additional products and services, contact us for the Loan Officer nearest you or apply now. Please check our Home page for any current mortgage loan promotions.
Product Description Points Origination Fee Interest Rate APR Payment per $1,000
Mortgage Rates
30 Year Fixed  0.000  1.000%  5.375%  5.536%  $5.60 
15 Year Fixed  0.000  1.000%  5.000%  5.271%  $7.91 
30 Year 1/1 ARM  0.000  0.750%  5.375%  6.002%  $5.60 
30 Year 3/1 ARM  0.000  0.750%  5.375%  5.910%  $5.60 
30 Year 5/1 ARM  0.000  0.750%  5.375%  5.831%  $5.60 
30 Year 7/1 ARM  0.000  0.750%  5.500%  5.827%  $5.68 
30 Year 10/1 ARM  0.000  0.750%  5.500%  5.761%  $5.68 
30 Year FHA Fixed  0.000  1.000%  5.375%  6.018%  $5.60 
30 Year VA Fixed  0.000  1.000%  5.500%  5.508%  $5.68 

*The Annual Percentage Rate (APR) and terms are subject to change until your rate is locked. Rates and APRs may vary depending on loan details, such as origination fees, loan amount, your credit, property value, and property occupancy. APR is calculated based on a $75,000 loan amount, using the terms per product, including standard mortgage fees, as applicable, assuming 15 days advance interest and no PMI Insurance. The APR for FHA products include Mortgage Insurance Premiums. Escrow for taxes and hazard insurance not included in payment per $1000. Adjustable Rate Mortgage (ARM) rates are subject to increase during the loan term.

 

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